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Charlotte Seller Net Sheet Calculator

Free Charlotte seller tool

What will you walk away with?

Estimate your net proceeds after your mortgage payoff, fees, NC excise tax and property tax. Then see the smartest way to give a buyer money: a price cut, a closing credit or a rate buydown. Takes about a minute. No sign-up needed.

Your sale

Not sure? Use a recent sale of a similar home nearby, or ask me for a free value estimate.
It’s on your latest mortgage statement. Include any home equity line. Enter 0 if paid off.
Both are negotiable. Paying the buyer's agent is your choice; enter 0 if you won't offer it.
On your county tax bill. In Charlotte it’s often roughly $3,000–$4,000 a year for a $400K home.
More costs (repairs, warranty, HOA)
Typically $500–$1,000.
$0 with no HOA. Usually $150–$400 with one.
Depends on the home. Usually $500–$1,500 after inspection.
Optional. Usually about $750.
Cleaning, touch-up paint, staging, movers. Varies a lot; $500–$2,000 is common.
Estimated net to you—
Total cost to sell—

Where the sale price goes

Buyer asking for help? Compare your options

Buyers often ask sellers for money. You can give the same dollars three ways, and they do very different things for the buyer. See which one gets your deal done for the least.

Buyers commonly ask for 1–3% of the price.
Use today’s rate from a lender.
Adjust buydown assumption
One "point" costs 1% of the loan. Lenders price this daily; 0.25% per point is a common rough guide.
Want a real net sheet for your home?
I'll pull recent sales near you, estimate your price, and send you a net sheet with real numbers.
Get my net sheet

Estimates only, for education. Not legal, tax or lending advice. Net = sale price minus mortgage payoff, brokerage fees, NC excise (transfer) tax of $1 per $500 of price, prorated property tax and the other costs you enter. North Carolina property tax is prorated by calendar year: if the bill isn't paid, you credit the buyer from January 1 to closing; if it's paid, the buyer repays you for the rest of the year. Buyer payments are principal and interest on a 30-year loan only. Concession limits shown are the usual Fannie Mae/Freddie Mac, FHA and VA guidelines; the buyer's lender confirms. Brokerage fees are not set by law and are fully negotiable. Javin Daniels, Real Estate Broker, Compass. Equal Housing Opportunity.

Get a real net sheet for your home

Tell me the address and I’ll send you a net sheet built on recent sales near you, plus a price range. No pressure, no obligation.

Daniels Real Estate Group